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Name: Bio-One Of Chattanooga
Brand: Bio-One Of Chattanooga
Rating: 5.0 (34 reviews)

Homeowners insurance often covers biohazard remediation. The Bio-One Of Chattanooga billing team can assist filing and submitting homeowner's insurance claims.

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Homeowners insurance often covers biohazard remediation. The Bio-One Of Chattanooga billing team can assist filing and submitting homeowner's insurance claims.

Name of the insured

The name of the individual on the insurance policy.

Insurance carrier

Business name of the insurance provider.

Policy number

The insurance policy number.

Date of loss

This is the date when the event that caused the damage or loss occurred.

Typically, insurance will pay the full amount, less the deductible. Homeowners or the insured will then be responsible for paying the deductible

What if We Don’t Have Homeowners Insurance?

Bio-One Of Chattanooga will visit the property to evaluate the situation and provide a remediation plan. Because insurance isn’t involved, we will work with the homeowner or next of kin directly to negotiate pricing and best next steps to help.

Renters Insurance

In many cases, renters insurance only covers personal property. Depending on the circumstances, we may just need to remediate personal property and renters insurance may cover this work, less your deductible.

if remediation includes changes to the structure of the property (removal of flooring, drywall, vanities, etc.) we will need to get permission from the property manager or property owner to complete remediation.

Often, Bio-One helps file two insurance claims in these situations. One to renters insurance and one to homeowners insurance.

Hoarding

Hoarding, unfortunately, isn’t covered by insurance. Bio-One teams offer estimates and will create a detailed remediation proposal to meet your needs and goals.

To help with payment, there are often local organizations or social service programs that may be able to help with funding. Ask your Bio-One office if they have referrals for help with payment.

Discounts and Offers

Many Bio-One locations actively offer extra discounts for sites involving children, law enforcement officers, other first responders, veterans, and military personnel.

Be sure to ask about these offers to see if your location is participating.

Accurate Estimates

At Bio-One, we make it a point to learn your goals and create an estimate that meets your expectations.

To do this, we will visit your property and tour the impacted areas. During this estimate, we’ll:

Evaluate remediation next steps
Ask key questions to learn what success means to you
Prepare an estimate that reflects our tour and discussion

Financing May Be Available

Rates from 0% APR
No hidden fees
Checking eligibility won’t affect your credit score

*Financing may not be available in all areas. Contact your local Bio-One for more information.

Inspection Masters of Chattanooga, PLLC, Chattanooga, 11/2022

Andy with Inspection Masters of Chattanooga here. We perform in-depth mold inspections and have worked with Mike on mold remediations. Our customers have always raved about Mike and Bio One!

N M, Chattanooga, 11/2022

I hired Bio-One for mold remediation. They were very responsive, professional, & kind. They went over & beyond to ensure everything was taken care of, along with HVAC ductwork mold clean up. I feel safer moving into my home after the mold remediation! And even after the services were performed, Bio-One continued to check to ensure complete satisfaction. I highly recommend Bio-One for mold remediation!

Adam Jones, Chattanooga, 11/2022

Michael was a life saver for me and my family to get settled into our old home. The house we bought had been vacant for a year and had various water damage around the house. Michael knew exactly what to do and to recommend for our mold remediation process. He’s the man to go to for affordable and professional mold remediation. He was able to identify and eliminate all of the mold (which was everywhere!) in our home so we could safely live in it. I highly recommend Michael for any related projects. Thanks for all the quality work you did to my house!

Staci Poindexter, Chattanooga, 11/2022

Very nice and did a great job!

David Dempsey, Chattanooga, 05/2022

Michael and his team are real professionals. They’re compassionate, prompt, efficient and very honest. I strongly recommend them. D. Dempsey

Rem Cooper, Chattanooga, 04/2022

We had a family emergency and the owner of the company met me 30 minutes after I called him and was very professional during our time! Highly recommend

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To provide accurate estimates, it’s critical we visit the property in person. A few of the things our teams evaluate are:

Biohazard

Hoarding

Location of the biohazard incident

Potential spread of the biohazards in unseen spaces (under flooring, drywall, carpet, etc.)

Number of items in the home that have been impacted

Time needed to set up OSHA zones and thoroughly disinfect personal property

Density of the debris

Time needed to sort through items

Identifying items that could be donated or should be saved

Disinfection process once the clutter is removed