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Name: Bio-One of Columbia
Brand: Bio-One of Columbia
Rating: 5.0 (4 reviews)

Homeowners insurance often covers biohazard remediation. The Bio-One of Columbia billing team can assist filing and submitting homeowner's insurance claims.

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Homeowners insurance often covers biohazard remediation. The Bio-One of Columbia billing team can assist filing and submitting homeowner's insurance claims.

Name of the insured

The name of the individual on the insurance policy.

Insurance carrier

Business name of the insurance provider.

Policy number

The insurance policy number.

Date of loss

This is the date when the event that caused the damage or loss occurred.

Typically, insurance will pay the full amount, less the deductible. Homeowners or the insured will then be responsible for paying the deductible

What if We Don’t Have Homeowners Insurance?

Bio-One of Columbia will visit the property to evaluate the situation and provide a remediation plan. Because insurance isn’t involved, we will work with the homeowner or next of kin directly to negotiate pricing and best next steps to help.

Renters Insurance

In many cases, renters insurance only covers personal property. Depending on the circumstances, we may just need to remediate personal property and renters insurance may cover this work, less your deductible.

if remediation includes changes to the structure of the property (removal of flooring, drywall, vanities, etc.) we will need to get permission from the property manager or property owner to complete remediation.

Often, Bio-One helps file two insurance claims in these situations. One to renters insurance and one to homeowners insurance.

Hoarding

Hoarding, unfortunately, isn’t covered by insurance. Bio-One teams offer estimates and will create a detailed remediation proposal to meet your needs and goals.

To help with payment, there are often local organizations or social service programs that may be able to help with funding. Ask your Bio-One office if they have referrals for help with payment.

Discounts and Offers

Many Bio-One locations actively offer extra discounts for sites involving children, law enforcement officers, other first responders, veterans, and military personnel.

Be sure to ask about these offers to see if your location is participating.

Accurate Estimates

At Bio-One, we make it a point to learn your goals and create an estimate that meets your expectations.

To do this, we will visit your property and tour the impacted areas. During this estimate, we’ll:

Evaluate remediation next steps
Ask key questions to learn what success means to you
Prepare an estimate that reflects our tour and discussion

Financing May Be Available

Rates from 0% APR
No hidden fees
Checking eligibility won’t affect your credit score

*Financing may not be available in all areas. Contact your local Bio-One for more information.

Maya Alston, Columbia, 05/2025

Bio- One did an amazing job cleaning and sanitizing my home. I recently had a pest control issue that left me needing my appliances, and difficult to reach areas cleaned. From Observing the issue to receiving a fair proposal- to clean up day, the process was quick, easy and I felt that my requests and concerns were heard! The owners Ivan and Yolanda are very kind, professional and attentive to detail. I would certainly hire Bio- One again and highly recommend their services. I am happy to have my clean home back, and I am so thankful that intentional, trusted services like this still exist.

Sandra Robbins, Columbia, 04/2025

Awesome! Ivan & Yolanda and their team did a wonderful job of clearing out and cleaning and sanitizing a 60’x30’ workshop that had accumulated 30 years of dirt and grime. The process was quick and easy, the best part was they were able to complete the job from estimate to work completion in five days. They took care of all the details, including arranging for the dumpster and kept me updated along the way. Highly recommend.

Iman Ahmad-Sediqe, Columbia, 03/2025

They were able to remove a stain in our car that we had completely given up on ever getting out— we bought a used car which had a deep blood stain, we had the car detailed several times and it was only with their professional work that it was finally cleared. They were incredibly communicative, very sensitive to our situation and handled the entire process with such grace and care.

Fernanda S., Columbia, 02/2025

Ivan and Yolanda are amazing people that truly care. Anyone would be in good hands with them and I highly recommend Bio-One of Columbia!

Shaun Fuller, Columbia, 02/2025

Great customer service, fast response.

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To provide accurate estimates, it’s critical we visit the property in person. A few of the things our teams evaluate are:

Biohazard

Hoarding

Location of the biohazard incident

Potential spread of the biohazards in unseen spaces (under flooring, drywall, carpet, etc.)

Number of items in the home that have been impacted

Time needed to set up OSHA zones and thoroughly disinfect personal property

Density of the debris

Time needed to sort through items

Identifying items that could be donated or should be saved

Disinfection process once the clutter is removed