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Name: Bio-One of Denver
Brand: Bio-One of Denver
Rating: 5.0 (32 reviews)

Homeowners insurance often covers biohazard remediation. The Bio-One of Denver billing team can assist filing and submitting homeowner's insurance claims.

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Homeowners insurance often covers biohazard remediation. The Bio-One of Denver billing team can assist filing and submitting homeowner's insurance claims.

Name of the insured

The name of the individual on the insurance policy.

Insurance carrier

Business name of the insurance provider.

Policy number

The insurance policy number.

Date of loss

This is the date when the event that caused the damage or loss occurred.

Typically, insurance will pay the full amount, less the deductible. Homeowners or the insured will then be responsible for paying the deductible

What if We Don’t Have Homeowners Insurance?

Bio-One of Denver will visit the property to evaluate the situation and provide a remediation plan. Because insurance isn’t involved, we will work with the homeowner or next of kin directly to negotiate pricing and best next steps to help.

Renters Insurance

In many cases, renters insurance only covers personal property. Depending on the circumstances, we may just need to remediate personal property and renters insurance may cover this work, less your deductible.

if remediation includes changes to the structure of the property (removal of flooring, drywall, vanities, etc.) we will need to get permission from the property manager or property owner to complete remediation.

Often, Bio-One helps file two insurance claims in these situations. One to renters insurance and one to homeowners insurance.

Hoarding

Hoarding, unfortunately, isn’t covered by insurance. Bio-One teams offer estimates and will create a detailed remediation proposal to meet your needs and goals.

To help with payment, there are often local organizations or social service programs that may be able to help with funding. Ask your Bio-One office if they have referrals for help with payment.

Discounts and Offers

Many Bio-One locations actively offer extra discounts for sites involving children, law enforcement officers, other first responders, veterans, and military personnel.

Be sure to ask about these offers to see if your location is participating.

Accurate Estimates

At Bio-One, we make it a point to learn your goals and create an estimate that meets your expectations.

To do this, we will visit your property and tour the impacted areas. During this estimate, we’ll:

Evaluate remediation next steps
Ask key questions to learn what success means to you
Prepare an estimate that reflects our tour and discussion

Financing May Be Available

Rates from 0% APR
No hidden fees
Checking eligibility won’t affect your credit score

*Financing may not be available in all areas. Contact your local Bio-One for more information.

Steven Kirk, Denver, 5/2025

I have used Bio-One to purchase items from estate auctions. Very professional! Will continue to use them AAA+++

Sarah Kinn, Denver, 5/2025

The owners of Bio-One Denver were available, communicative, and helpful right off the bat. They took the time to walk me through their process of cleaning my vehicle, billing through insurance, etc. This a quality company with great people running it. I can't say enough. Had a really positive experience with them.

Caleb Hillaby, Denver, 4/2025

We had Justin, Joel and Sarah come out to help us get three sheds with serious mouse infestations all cleaned out. They did an excellent job in a timely manner and were tremendously friendly and professional. Would definitely hire them again!

Lodogg 3323, Denver, 4/2025

If your loved one had a sizable collection of junk… do yourself a favor and call these people. They’ll knock it out for you with special care to detail. 10/10 would hire again.

Katy Faulkner, Denver, 4/2025

These guys were awesome! Very professional and in and out in just a few hours! I highly recommend them for any service you may need!

Kelly Wheeler, Denver, 4/2025

Eric and Justin arrived on time, did a great job and were friendly and professional. Gregg responded quickly and was easy to work with. I would highly recommend BioOne to anyone.

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To provide accurate estimates, it’s critical we visit the property in person. A few of the things our teams evaluate are:

Biohazard

Hoarding

Location of the biohazard incident

Potential spread of the biohazards in unseen spaces (under flooring, drywall, carpet, etc.)

Number of items in the home that have been impacted

Time needed to set up OSHA zones and thoroughly disinfect personal property

Density of the debris

Time needed to sort through items

Identifying items that could be donated or should be saved

Disinfection process once the clutter is removed