Competence. Experience. Respect.

Pricing Options

Name: Bio-One of Fort Collins
Brand: Bio-One of Fort Collins
Rating: 5.0 (11 reviews)

Homeowners insurance often covers biohazard remediation. The Bio-One of Fort Collins billing team can assist filing and submitting homeowner's insurance claims.

Schedule An Estimate Today

Homeowners insurance often covers biohazard remediation. The Bio-One of Fort Collins billing team can assist filing and submitting homeowner's insurance claims.

Name of the insured

The name of the individual on the insurance policy.

Insurance carrier

Business name of the insurance provider.

Policy number

The insurance policy number.

Date of loss

This is the date when the event that caused the damage or loss occurred.

Typically, insurance will pay the full amount, less the deductible. Homeowners or the insured will then be responsible for paying the deductible

Renters Insurance

In many cases, renters insurance only covers personal property. Depending on the circumstances, we may just need to remediate personal property and renters insurance may cover this work, less your deductible.

if remediation includes changes to the structure of the property (removal of flooring, drywall, vanities, etc.) we will need to get permission from the property manager or property owner to complete remediation.

Often, Bio-One helps file two insurance claims in these situations. One to renters insurance and one to homeowners insurance.

Hoarding

Hoarding, unfortunately, isn’t covered by insurance. Bio-One teams offer estimates and will create a detailed remediation proposal to meet your needs and goals.

To help with payment, there are often local organizations or social service programs that may be able to help with funding. Ask your Bio-One office if they have referrals for help with payment.

Discounts and Offers

Many Bio-One locations actively offer extra discounts for sites involving children, law enforcement officers, other first responders, veterans, and military personnel.

Be sure to ask about these offers to see if your location is participating.

Accurate Estimates

At Bio-One, we make it a point to learn your goals and create an estimate that meets your expectations.

To do this, we will visit your property and tour the impacted areas. During this estimate, we’ll:

Evaluate remediation next steps
Ask key questions to learn what success means to you
Prepare an estimate that reflects our tour and discussion

Financing May Be Available

Rates from 0% APR
No hidden fees
Checking eligibility won’t affect your credit score

*Financing may not be available in all areas. Contact your local Bio-One for more information.

Rosemary Grace, Fort Collins, 02/2026

Elizabeth with Bio-One is the best person to call when you need a difficult situation cleaned, especially if it involves biohazard. She was both compassionate and extremely knowledgeable. She understood what was needed for the homeowners insurance, worked with them to make everything as easy as possible for us, and was even able to refer us to an excellent contractor that we used for some necessary repairs to the home.

Jeremy Howe, Fort Collins, 01/2026

Elizabeth brings not only exceptional skill and expertise to her work, but also a deep understanding of her customers’ needs and goals, delivering high quality service with compassion, thoughtfulness, and unwavering professionalism.

Michael Kane, Fort Collins, 12/2025

Elizabeth and the whole team at Bio-One of Fort Collins are a pleasure to work with. Professional, compassionate, and quick to respond. Highly recommend

Richard Meza, Jr., Fort Collins, 12/2025

Elizabeth with Bio-One of Ft Collins was very attentive and informative to the initial questions we had. She demonstrated a very professional yet compassionate side to the needs of the family. She took the time along with her very competent staff to make sure all details were followed up and was very hands on during the process. We thank Elizabeth for the tremendous effort she put into taking care of everything and also for her discretion. I highly recommend her to anybody who has need of this type of challenging service.

Tucker Harju, Fort Collins, 11/2025

We had such a phenomenal experience with Elizabeth in one of our worst moments. She was kind, compassionate, and came extremely quickly when we called. I cannot recommend her more highly, and you can rest assured knowing that she is not only great at her job, but cares deeply about you at the same time.

Home Team Allstate Insurance- Corey Voggesser, Fort Collins, 11/2025

Liz and the team at Bio-One are your go to for hazardous waste and cleanup. She is passionate about her work and takes great care with each job.

Load More Reviews Leave a Review

To provide accurate estimates, it’s critical we visit the property in person. A few of the things our teams evaluate are:

Biohazard

Hoarding

Location of the biohazard incident

Potential spread of the biohazards in unseen spaces (under flooring, drywall, carpet, etc.)

Number of items in the home that have been impacted

Time needed to set up OSHA zones and thoroughly disinfect personal property

Density of the debris

Time needed to sort through items

Identifying items that could be donated or should be saved

Disinfection process once the clutter is removed