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Pricing Options

Name: Bio-One of Louisville
Brand: Bio-One of Louisville
Rating: 5.0 (59 reviews)

Homeowners insurance often covers biohazard remediation. The Bio-One of Louisville billing team can assist filing and submitting homeowner's insurance claims.

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Homeowners insurance often covers biohazard remediation. The Bio-One of Louisville billing team can assist filing and submitting homeowner's insurance claims.

Name of the insured

The name of the individual on the insurance policy.

Insurance carrier

Business name of the insurance provider.

Policy number

The insurance policy number.

Date of loss

This is the date when the event that caused the damage or loss occurred.

Typically, insurance will pay the full amount, less the deductible. Homeowners or the insured will then be responsible for paying the deductible

Renters Insurance

In many cases, renters insurance only covers personal property. Depending on the circumstances, we may just need to remediate personal property and renters insurance may cover this work, less your deductible.

if remediation includes changes to the structure of the property (removal of flooring, drywall, vanities, etc.) we will need to get permission from the property manager or property owner to complete remediation.

Often, Bio-One helps file two insurance claims in these situations. One to renters insurance and one to homeowners insurance.

Hoarding

Hoarding, unfortunately, isn’t covered by insurance. Bio-One teams offer estimates and will create a detailed remediation proposal to meet your needs and goals.

To help with payment, there are often local organizations or social service programs that may be able to help with funding. Ask your Bio-One office if they have referrals for help with payment.

Discounts and Offers

Many Bio-One locations actively offer extra discounts for sites involving children, law enforcement officers, other first responders, veterans, and military personnel.

Be sure to ask about these offers to see if your location is participating.

Accurate Estimates

At Bio-One, we make it a point to learn your goals and create an estimate that meets your expectations.

To do this, we will visit your property and tour the impacted areas. During this estimate, we’ll:

Evaluate remediation next steps
Ask key questions to learn what success means to you
Prepare an estimate that reflects our tour and discussion

Financing May Be Available

Rates from 0% APR
No hidden fees
Checking eligibility won’t affect your credit score

*Financing may not be available in all areas. Contact your local Bio-One for more information.

Nancy Wilson, Harrison County, 11/2023

Patricia was very professional, courteous, and practical with her approach to our clean out project. She tailored her quote to suit our needs while maintaining the professional standards necessary to safely clear out a three bay garage on our farm. Her crew was excellent, moving heavy items from the second level (which we could not personally handle) and sorting items which could be recycled from items which were tossed into two dumpsters. We were very pleased with their work.

Christina Wofford, Floyd County, 11/2023

"I called bio one after offering to help a family member and realizing it was too big of a job for just myself. Patricia came and did the walk through the day after I called and was so incredibly understanding and patient. She spoke with my uncle about his hobbies and other things which seemed to help ease his mind about the whole process. She is truly in the right field because Patricia carries so much compassion for the people she's cleaning for. Her and her team got everything done and cleaned in more than a timely manor. I was surprised at how fast everything moved. I can not recommend Bio One enough. They whole team was amazing and have definitely changed my uncles life and given him a second chance. Thank you Patricia. "

Dana M, Clark County, 10/2023

We can’t say enough great things about this team! We are so pleased with the results and couldn’t have done it without them. Highly recommend!!!

Rhonda Reskin, Clark County, 10/2023

I worked with Patricia and she went above and beyond in helping us solve our problem! I would highly recommend Bio-One!!!

Tanza Miller, Clark County, 10/2023

Patricia and her team went above and beyond our expectations! We are extremely thankful for their hard work in cleaning the house of our deceased family member. I Highly recommend Patricia ❤️

Sallie Ingram, Floyd County, 08/2023

Patricia and her crew did a great job with my mother’s home. My mother is not the easiest person to deal with when you are trying to get rid of her things, but Patricia and crew made the process so much better. Patricia showed care and understanding toward my mother and her feelings about her stuff. She was very communicative with me and they were on time each day. The crew was friendly and efficient. I would definitely use them again if needed.

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To provide accurate estimates, it’s critical we visit the property in person. A few of the things our teams evaluate are:

Biohazard

Hoarding

Location of the biohazard incident

Potential spread of the biohazards in unseen spaces (under flooring, drywall, carpet, etc.)

Number of items in the home that have been impacted

Time needed to set up OSHA zones and thoroughly disinfect personal property

Density of the debris

Time needed to sort through items

Identifying items that could be donated or should be saved

Disinfection process once the clutter is removed