Competence. Experience. Respect.

Pricing Options

Name: Bio-One of St. Charles
Brand: Bio-One of St. Charles
Rating: 5.0 (17 reviews)

Homeowners insurance often covers biohazard remediation. The Bio-One of St. Charles billing team can assist filing and submitting homeowner's insurance claims.

Schedule An Estimate Today

Homeowners insurance often covers biohazard remediation. The Bio-One of St. Charles billing team can assist filing and submitting homeowner's insurance claims.

Name of the insured

The name of the individual on the insurance policy.

Insurance carrier

Business name of the insurance provider.

Policy number

The insurance policy number.

Date of loss

This is the date when the event that caused the damage or loss occurred.

Typically, insurance will pay the full amount, less the deductible. Homeowners or the insured will then be responsible for paying the deductible

Renters Insurance

In many cases, renters insurance only covers personal property. Depending on the circumstances, we may just need to remediate personal property and renters insurance may cover this work, less your deductible.

if remediation includes changes to the structure of the property (removal of flooring, drywall, vanities, etc.) we will need to get permission from the property manager or property owner to complete remediation.

Often, Bio-One helps file two insurance claims in these situations. One to renters insurance and one to homeowners insurance.

Hoarding

Hoarding, unfortunately, isn’t covered by insurance. Bio-One teams offer estimates and will create a detailed remediation proposal to meet your needs and goals.

To help with payment, there are often local organizations or social service programs that may be able to help with funding. Ask your Bio-One office if they have referrals for help with payment.

Discounts and Offers

Many Bio-One locations actively offer extra discounts for sites involving children, law enforcement officers, other first responders, veterans, and military personnel.

Be sure to ask about these offers to see if your location is participating.

Accurate Estimates

At Bio-One, we make it a point to learn your goals and create an estimate that meets your expectations.

To do this, we will visit your property and tour the impacted areas. During this estimate, we’ll:

Evaluate remediation next steps
Ask key questions to learn what success means to you
Prepare an estimate that reflects our tour and discussion

Financing May Be Available

Rates from 0% APR
No hidden fees
Checking eligibility won’t affect your credit score

*Financing may not be available in all areas. Contact your local Bio-One for more information.

Kevin Townsend, Wentzville, N/A

I would highly recommend Bio-One STC for any job you may need. I have known the owners for over 10 years now and they are some of the most loyal, caring, and hard working people I have ever met. On top of the great work they do, they are involved and support the communities they service. If you are looking for personal service with professionalism, Megan and Amanda will undoubtably give it to you. So many times to companies you are just a bid or a paycheck, but not with this company. Megan and Amanda will truly be able to make a horrible situation that someone may be in, just that much better.

Mandy Smith, Wentzville, N/A

Megan and Amanda are amazing! They provide quality work during difficult situations. They go above and beyond because they truly care about their customers. If you are in need of help whether the task is big or small and you want it done right the first time then this is the company you should hire!

Katie Schummer, Wentzville, N/A

I HIGHLY recommend Bio-One STC! We had a death in our family and Amanda, one of the owners, came with her crew and took care of not only the death clean up but also took care of the hoarding situation in the home. It was so overwhelming at first thinking of everything we had to do but Amanda and her team just took care of it all for us AND was able to run most of it though home owners insurance- so little money out of pocket for myself and my family. It’s hard to find a company who is efficient and compassionate and who puts the client first and we found that Bio-One STC exceeded any expectations we had. If you have any type of unfortunate situation, call Amanda with Bio-One STC- you won’t regret it- we absolutely don’t!

Erica Henderson, Wentzville, 2019

Bio-One STC helped me and my family during such a difficult time beyond what was expected. Amanda, one of the owners, answered my call late at night, came to the scene to make sure it was taken care of properly, and followed up with me afterwards to make sure I was satisfied with her team's work. She was beyond compassionate, professional, and empathetic and I would highly recommend Bio-One STC to anyone dealing with a traumatic situation. The personal care we received was beyond anything we could have ever imagined.

Brandi Cross, Wentzville, 2020

This company is AMAZING! They sent me a quote right away, based on pictures that I sent. They scheduled the clean up the same week. The crew worked their butts off and the end result exceeded my expectations, like WOAH!!!!!!!!!! They were very professional, compassionate, and tender in dealing with a sensitive issue and emotions, and left the feeling of dignity and respect with the homeowner. They did much more than clean a war zone. They gave someone hope again where there was very little. Thank you. Truly.

Susan D, Wentzville, 2021

Megan and Amanda responded quickly with an incident in one of the cars. The tech was friendly and professional and did a great job!! I would highly recommend them for any type of clean up!!

Load More Reviews Leave a Review