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Name: Bio-One of Albuquerque
Brand: Bio-One of Albuquerque
Rating: 5.0 (209 reviews)

Homeowners insurance often covers biohazard remediation. The Bio-One of Albuquerque billing team can assist filing and submitting homeowner's insurance claims.

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Homeowners insurance often covers biohazard remediation. The Bio-One of Albuquerque billing team can assist filing and submitting homeowner's insurance claims.

Name of the insured

The name of the individual on the insurance policy.

Insurance carrier

Business name of the insurance provider.

Policy number

The insurance policy number.

Date of loss

This is the date when the event that caused the damage or loss occurred.

Typically, insurance will pay the full amount, less the deductible. Homeowners or the insured will then be responsible for paying the deductible

What if We Don’t Have Homeowners Insurance?

Bio-One of Albuquerque will visit the property to evaluate the situation and provide a remediation plan. Because insurance isn’t involved, we will work with the homeowner or next of kin directly to negotiate pricing and best next steps to help.

Renters Insurance

In many cases, renters insurance only covers personal property. Depending on the circumstances, we may just need to remediate personal property and renters insurance may cover this work, less your deductible.

if remediation includes changes to the structure of the property (removal of flooring, drywall, vanities, etc.) we will need to get permission from the property manager or property owner to complete remediation.

Often, Bio-One helps file two insurance claims in these situations. One to renters insurance and one to homeowners insurance.

Hoarding

Hoarding, unfortunately, isn’t covered by insurance. Bio-One teams offer estimates and will create a detailed remediation proposal to meet your needs and goals.

To help with payment, there are often local organizations or social service programs that may be able to help with funding. Ask your Bio-One office if they have referrals for help with payment.

Discounts and Offers

Many Bio-One locations actively offer extra discounts for sites involving children, law enforcement officers, other first responders, veterans, and military personnel.

Be sure to ask about these offers to see if your location is participating.

Accurate Estimates

At Bio-One, we make it a point to learn your goals and create an estimate that meets your expectations.

To do this, we will visit your property and tour the impacted areas. During this estimate, we’ll:

Evaluate remediation next steps
Ask key questions to learn what success means to you
Prepare an estimate that reflects our tour and discussion

Financing May Be Available

Rates from 0% APR
No hidden fees
Checking eligibility won’t affect your credit score

*Financing may not be available in all areas. Contact your local Bio-One for more information.

Kelly Ozment, Albuquerque, 4/2025

I cannot say enough good things about Bio-One. I was floored by the hospitality, genuine care, expedient service, and professionalism of this team. I have been dealing with debilitating mental illness for my entire life and was unable to repair/care for my home following a traumatic event. Bio-One were so kind upon intake as we made plans for tackling my home. Every single person involved was compassionate, kind, and discrete. The work they did was nothing short of amazing and I am incredibly pleased with the results. Nicole, Mia and Bianca are a blessing. The whole team was top-notch. I am so grateful for Bio-One and would highly recommend this team. Thank you!!!

Pat Kaster, Albuquerque, 4/2025

A very sad and shocking day for our family. Nicole immediately got to work on a plan to mitigate the problem. Mia arrived on time and stayed on the job until all was taken care of. Our family is out of town so we received before and after pictures. A friend who lives in the area was there to observe before and after. She said Mia did a wonderful job.Nicole and Mia were very compassionate when dealing with our family.

Richard Gonzalez, Albuquerque, 4/2025

So helpful. I had a hoarding situation that I got helped with and it was efficient as well as discreet. They're the best.

James Mann, Albuquerque, 4/2025

Prompt and efficient service! Highly recommended.

kay francois, Albuquerque, 4/2025

They are amazing people. They have helped me so much. You can put your trust in Nicole and her teams.

Christopher Hanson, Albuquerque, 4/2025

Nicole and the entire team acted with professionalism and compassion in helping us clean after the passing of a family member at home. The care they took with each detail made the process easy and as painless as possible. They are the only company I would call if I need this type of service again.

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To provide accurate estimates, it’s critical we visit the property in person. A few of the things our teams evaluate are:

Biohazard

Hoarding

Location of the biohazard incident

Potential spread of the biohazards in unseen spaces (under flooring, drywall, carpet, etc.)

Number of items in the home that have been impacted

Time needed to set up OSHA zones and thoroughly disinfect personal property

Density of the debris

Time needed to sort through items

Identifying items that could be donated or should be saved

Disinfection process once the clutter is removed