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Name: Bio-One of Asheville
Brand: Bio-One of Asheville
Rating: 4.8 (69 reviews)

Homeowners insurance often covers biohazard remediation. The Bio-One of Asheville billing team can assist filing and submitting homeowner's insurance claims.

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Homeowners insurance often covers biohazard remediation. The Bio-One of Asheville billing team can assist filing and submitting homeowner's insurance claims.

Name of the insured

The name of the individual on the insurance policy.

Insurance carrier

Business name of the insurance provider.

Policy number

The insurance policy number.

Date of loss

This is the date when the event that caused the damage or loss occurred.

Typically, insurance will pay the full amount, less the deductible. Homeowners or the insured will then be responsible for paying the deductible

What if We Don’t Have Homeowners Insurance?

Bio-One of Asheville will visit the property to evaluate the situation and provide a remediation plan. Because insurance isn’t involved, we will work with the homeowner or next of kin directly to negotiate pricing and best next steps to help.

Renters Insurance

In many cases, renters insurance only covers personal property. Depending on the circumstances, we may just need to remediate personal property and renters insurance may cover this work, less your deductible.

if remediation includes changes to the structure of the property (removal of flooring, drywall, vanities, etc.) we will need to get permission from the property manager or property owner to complete remediation.

Often, Bio-One helps file two insurance claims in these situations. One to renters insurance and one to homeowners insurance.

Hoarding

Hoarding, unfortunately, isn’t covered by insurance. Bio-One teams offer estimates and will create a detailed remediation proposal to meet your needs and goals.

To help with payment, there are often local organizations or social service programs that may be able to help with funding. Ask your Bio-One office if they have referrals for help with payment.

Discounts and Offers

Many Bio-One locations actively offer extra discounts for sites involving children, law enforcement officers, other first responders, veterans, and military personnel.

Be sure to ask about these offers to see if your location is participating.

Accurate Estimates

At Bio-One, we make it a point to learn your goals and create an estimate that meets your expectations.

To do this, we will visit your property and tour the impacted areas. During this estimate, we’ll:

Evaluate remediation next steps
Ask key questions to learn what success means to you
Prepare an estimate that reflects our tour and discussion

Financing May Be Available

Rates from 0% APR
No hidden fees
Checking eligibility won’t affect your credit score

*Financing may not be available in all areas. Contact your local Bio-One for more information.

kristi siner, Asheville, 03/2024

Charlotte, Matt and Krista are professional, efficient and compassionate. They will take good care of you in your time of need!

Ryan Lowe, Asheville, 03/2024

Matt and his team are first rate! The care and compassion that they show in difficult situations helps to put a client at ease. You’ll be in great hands if you hire this group!

Mandy Shober, Asheville, 03/2024

Matt has been extremely helpful in all our conversations and is extremely responsive.

Larry Davis, Asheville, 10/2023

I called them on Thursday oct 7. Matt answered I told him my problem. Which is my moms passing went by graveyard and the tombstone 26 years old looks terrible. Mold mildew moss ect. He said we don’t normally do that service but I’ll have my GM call you and see if we can find someone. I’m about 2 minutes the GM call. Charolette !! She said we don’t do that but I have. I said do you know of anybody. She said I have done it before . I’ll come by and do it tomorrow at 3 pm. The morning of the 8th she sent a text of time arriving a picture of her. She was meeting my 95 year old dad. She showed dad went with her and it looks great.!! Mom passed October 10.

John Payne, Asheville, 03/2023

Bio One performed Biohazard remediation and whole home clean out for us at a time of terrible tragedy for our family. Charlotte was so helpful and caring, yet still professional, and efficient. She and her team definitely went above and beyond anything we could’ve expected. I wish I had never needed their services, but I’m so glad they were there when I did need them.

Lisa Keever, Asheville, 03/2023

Professionalism, Punctuality, Quality, Responsiveness, Value

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To provide accurate estimates, it’s critical we visit the property in person. A few of the things our teams evaluate are:

Biohazard

Hoarding

Location of the biohazard incident

Potential spread of the biohazards in unseen spaces (under flooring, drywall, carpet, etc.)

Number of items in the home that have been impacted

Time needed to set up OSHA zones and thoroughly disinfect personal property

Density of the debris

Time needed to sort through items

Identifying items that could be donated or should be saved

Disinfection process once the clutter is removed