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Name: Bio-One of Gaithersburg
Brand: Bio-One of Gaithersburg
Rating: 5.0 (13 reviews)

Homeowners insurance often covers biohazard remediation. The Bio-One of Gaithersburg billing team can assist filing and submitting homeowner's insurance claims.

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Homeowners insurance often covers biohazard remediation. The Bio-One of Gaithersburg billing team can assist filing and submitting homeowner's insurance claims.

Name of the insured

The name of the individual on the insurance policy.

Insurance carrier

Business name of the insurance provider.

Policy number

The insurance policy number.

Date of loss

This is the date when the event that caused the damage or loss occurred.

Typically, insurance will pay the full amount, less the deductible. Homeowners or the insured will then be responsible for paying the deductible

What if We Don’t Have Homeowners Insurance?

Bio-One of Gaithersburg will visit the property to evaluate the situation and provide a remediation plan. Because insurance isn’t involved, we will work with the homeowner or next of kin directly to negotiate pricing and best next steps to help.

Renters Insurance

In many cases, renters insurance only covers personal property. Depending on the circumstances, we may just need to remediate personal property and renters insurance may cover this work, less your deductible.

if remediation includes changes to the structure of the property (removal of flooring, drywall, vanities, etc.) we will need to get permission from the property manager or property owner to complete remediation.

Often, Bio-One helps file two insurance claims in these situations. One to renters insurance and one to homeowners insurance.

Hoarding

Hoarding, unfortunately, isn’t covered by insurance. Bio-One teams offer estimates and will create a detailed remediation proposal to meet your needs and goals.

To help with payment, there are often local organizations or social service programs that may be able to help with funding. Ask your Bio-One office if they have referrals for help with payment.

Discounts and Offers

Many Bio-One locations actively offer extra discounts for sites involving children, law enforcement officers, other first responders, veterans, and military personnel.

Be sure to ask about these offers to see if your location is participating.

Accurate Estimates

At Bio-One, we make it a point to learn your goals and create an estimate that meets your expectations.

To do this, we will visit your property and tour the impacted areas. During this estimate, we’ll:

Evaluate remediation next steps
Ask key questions to learn what success means to you
Prepare an estimate that reflects our tour and discussion

Financing May Be Available

Rates from 0% APR
No hidden fees
Checking eligibility won’t affect your credit score

*Financing may not be available in all areas. Contact your local Bio-One for more information.

Financing Available

We offer flexible financing, so you can pay over time rather than all at once. The application takes about a minute to complete, and checking your options does not impact your credit score.

Prequalify Now

Kedarjah Lewis, Gaithersburg, 4/2025

Gabe’s absolutely amazing! Super reliable, easy to work with. Not only is he professional and hardworking, but he’s intelligent, with a great personality that makes conversations effortless. 10/10 guy!!

Brody Wynne, Gaithersburg, 3/2025

Was very enthusiastic and helpful

Andrew Portello, Gaithersburg, 3/2025

Chris and Gabriels team is very reputable.

Sofia B, Gaithersburg, 3/2025

Gabe is a dedicated and trustworthy professional who brings reliability and strong communication to every project. He follows through on his responsibilities and works with honesty. His commitment and precision make him a valuable asset to any team :)

Martina Holland, Gaithersburg, 3/2025

Chris and his team did an amazing job with helping me to navigate something I never thought I would have to experience. He was even helpful with the insurance claim process, leaving me to do next to nothing. He was very knowledgeable and able to answer every question I asked. Him and his team know how to handle trauma cleaning and all of the emotions that come along with it. I hope I don’t have to use him again but if I ever do I would call him again in a heartbeat!

Christina Foxworth, Gaithersburg, 3/2025

Quick & efficient job!! Will definitely be using this company again!! Thank you!!

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To provide accurate estimates, it’s critical we visit the property in person. A few of the things our teams evaluate are:

Biohazard

Hoarding

Location of the biohazard incident

Potential spread of the biohazards in unseen spaces (under flooring, drywall, carpet, etc.)

Number of items in the home that have been impacted

Time needed to set up OSHA zones and thoroughly disinfect personal property

Density of the debris

Time needed to sort through items

Identifying items that could be donated or should be saved

Disinfection process once the clutter is removed