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Name: Bio-One of Utah
Brand: Bio-One of Utah
Rating: 4.8 (52 reviews)

Homeowners insurance often covers biohazard remediation. The Bio-One of Utah billing team can assist filing and submitting homeowner's insurance claims.

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Homeowners insurance often covers biohazard remediation. The Bio-One of Utah billing team can assist filing and submitting homeowner's insurance claims.

Name of the insured

The name of the individual on the insurance policy.

Insurance carrier

Business name of the insurance provider.

Policy number

The insurance policy number.

Date of loss

This is the date when the event that caused the damage or loss occurred.

Typically, insurance will pay the full amount, less the deductible. Homeowners or the insured will then be responsible for paying the deductible

What if We Don’t Have Homeowners Insurance?

Bio-One of Utah will visit the property to evaluate the situation and provide a remediation plan. Because insurance isn’t involved, we will work with the homeowner or next of kin directly to negotiate pricing and best next steps to help.

Renters Insurance

In many cases, renters insurance only covers personal property. Depending on the circumstances, we may just need to remediate personal property and renters insurance may cover this work, less your deductible.

if remediation includes changes to the structure of the property (removal of flooring, drywall, vanities, etc.) we will need to get permission from the property manager or property owner to complete remediation.

Often, Bio-One helps file two insurance claims in these situations. One to renters insurance and one to homeowners insurance.

Hoarding

Hoarding, unfortunately, isn’t covered by insurance. Bio-One teams offer estimates and will create a detailed remediation proposal to meet your needs and goals.

To help with payment, there are often local organizations or social service programs that may be able to help with funding. Ask your Bio-One office if they have referrals for help with payment.

Discounts and Offers

Many Bio-One locations actively offer extra discounts for sites involving children, law enforcement officers, other first responders, veterans, and military personnel.

Be sure to ask about these offers to see if your location is participating.

Accurate Estimates

At Bio-One, we make it a point to learn your goals and create an estimate that meets your expectations.

To do this, we will visit your property and tour the impacted areas. During this estimate, we’ll:

Evaluate remediation next steps
Ask key questions to learn what success means to you
Prepare an estimate that reflects our tour and discussion

Financing May Be Available

Rates from 0% APR
No hidden fees
Checking eligibility won’t affect your credit score

*Financing may not be available in all areas. Contact your local Bio-One for more information.

Mary Hipwell, Ogden, 04/2022

I have had the opportunity to get to know Joe with Bio-One over the last couple years. I can say with confidence that Joe and his team would handle any situation presented to them with professionalism and attention to detail. I’ve been impressed with his thoroughness while also staying thoughtful and kind in the tougher situations they assist with.

Trent Rounkles, Ogden, 04/2022

I’ve had the opportunity to work with Joe and learn about his company over the past year. Joe is incredibly knowledgeable in his industry and leads with integrity. As a contractor I love having connections like Joe to be able refer to our clients and know they’ll be taken care of every time. I love to support the good guys and Joe with Bio-One is definitely on of them.

Krisa Stewart, Ogden, 04/2022

Joe (owner at Bio One) is genuine, professional and unphased by any mess... There is noone else I would call with any bio hazard situation

Tony Lella, Ogden, 04/2022

Joe & his crew do a great job! As an insurance agent I have full confidence in referring clients to Bio One in the event they may need their property cleaned up. I’ve had clients use him for hoarding & meth clean up.

Mark H., Ogden, 10/23/2021

Joe was absolutely great. He came out after hours and got my problem taken care of. He did an amazing job.

Jasmine Dahl, Ogden, 08/2021

I can not express how much I loved working with BioOne!! My aunt died unexpectedly, in her home. I called BioOne the next morning and they came right over to take care of the hazard cleanup. Then, they came over a week later to clean up the hoarding part of her home. Chad and team from BioOne are so great to work with!! We appreciate them SO much!! I loved that after a dramatic, emotional time, they were so quick to respond and take care of what we couldn't. THANK YOU to Chad and team at BioOne!!

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To provide accurate estimates, it’s critical we visit the property in person. A few of the things our teams evaluate are:

Biohazard

Hoarding

Location of the biohazard incident

Potential spread of the biohazards in unseen spaces (under flooring, drywall, carpet, etc.)

Number of items in the home that have been impacted

Time needed to set up OSHA zones and thoroughly disinfect personal property

Density of the debris

Time needed to sort through items

Identifying items that could be donated or should be saved

Disinfection process once the clutter is removed